Auswide Bank Ltd

  • IPO date:
  • Sector: Financial Services
  • GIC Group: Banks
  • Industry: Banks-Regional
  • Company website

Company description

Auswide Bank Ltd engages in the provision of various personal and business banking products and services in Australia. The company accepts deposits, including call deposits, term deposits, certificates of deposit, and savings accounts, as well as business access, pension, cash management, and self-managed superannuation fund accounts; and provides loans comprising home, personal, car, home renovation, and business loans, as well as credit cards and overdrafts. It also offers home and contents, landlord, car, caravan and trailer, boat, and travel insurance products. In addition, the company provides telegraphic money transfer, financial advisory, online and phone banking, and business support services. The company was formerly known as Wide Bay Australia Ltd and changed its name to Auswide Bank Ltd in April 2015. Auswide Bank Ltd was founded in 1966 and is headquartered in Bundaberg, Australia.

Financial highlights

Market Capitalization$243.7748 million
P/E Ratio9.44
P/E Growth Ratio
Book Value6.409
Dividend Per Share0.43
Earnings Per Share0.56
EBITDA
Profit Margin0.2476
Operating Margin TTM0.3629
Return on Assets TTM0.0052
Return on Equity TTM0.0871
Revenue TTM101,252

Income statement highlights

All numbers are in thousands

Date Total Revenue Cost of Revenue Gross Profit Total Operating Expenses
1994-06-30 -13,557
1995-06-30 -19,848
1996-06-30 -25,600.448
1997-06-30 -27,568.906
1998-06-30 -25,381.216
1999-06-30 -26,719.06
2000-06-30 -35,448.028
2001-06-30 17,666.566
2002-06-30 25,809.283
2003-06-30 27,089.983
2004-06-30 30,854.12
2005-06-30 36,312.316
2006-06-30 39,096.895
2007-06-30 42,312.2
2008-06-30 46,900.95
2009-06-30 54,229.068
2010-06-30 57,401.824
2011-06-30 54,310.92
2012-06-30 53,141.68
2013-06-30 40,319.06
2014-06-30 49,696.786 0 59,531.262 38,979.15
2015-06-30 50,693.247 0 59,805.479 40,907.846
2016-06-30 52,763.394 0 63,564 46,022
2017-06-30 57,078 0 66,289 43,559
2018-06-30 61,047 0 69,048 43,959
2019-06-30 62,260 62,260 31,737
2020-06-30 68,198 68,198 32,743
2021-06-30 74,698 74,698 34,865
2022-06-30 77,518 77,518 40,438
2023-06-30 82,054 82,054 44,408

Balance sheet highlights

All numbers are in thousands

Date Cash Total Assets Total Liabilities Short Term Debt Long Term Debt Common Stock
1994-06-30 55,105 372,282.984 352,614.008 50 3,719
1995-06-30 34,418 413,197 390,989 3,970
1996-06-30 7,097.164 463,309.502 435,511.333 60,306.612 3,986.482
1997-06-30 8,134.656 589,021.15 563,239.654 71,720.128 4,080.042
1998-06-30 13,130.092 635,318.857 607,531.865 4,219.904
1999-06-30 8,205.533 741,306.442 711,407.996 90,993 4,337.737
2000-06-30 8,809.079 923,884.648 884,775.064 111,327.268 416,162 23,559.487
2001-06-30 17,138.81 582,931.66 540,772.58 126,275.615 25,000 23,916.252
2002-06-30 28,568.032 617,560.83 540,756.273 185,143.828 14,000 24,380.171
2003-06-30 35,061.524 767,798.965 687,873.349 102,346.697 25,082.162
2004-06-30 31,898.472 841,893.332 762,086.906 89,702.337 25,602.005
2005-06-30 45,360.525 889,985.798 807,328.412 141.761 57,918.485
2006-06-30 62,756.455 1,645,119.64 1,556,763.733 747,078.771 747,078 26,951.775
2007-06-30 52,356.727 1,731,419.794 1,638,902.715 758,389.467 759,695 59,620.618
2008-06-30 92,820.451 2,277,705.687 2,137,677.699 947,997.799 948,387 105,930.517
2009-06-30 115,596.137 2,478,095.77 2,327,117.58 790,455.746 790,456 117,814.059
2010-06-30 199,741.753 2,724,910.851 2,564,324.159 903,600.893 903,601 124,647.825
2011-06-30 191,348.104 2,708,893.026 2,514,196.714 971,802.659 971,803 156,383.983
2012-06-30 239,049.888 2,696,594.943 2,497,971.994 798,597.187 798,597 161,810.414
2013-06-30 234,715.767 2,672,380.982 2,485,459.045 701,603.087 701,603 162,377.263
2014-06-30 246,035.991 2,634,195.381 2,438,217.123 634,130.085 634,130 163,550.831
2015-06-30 251,645.159 2,717,023.553 2,517,033.481 603,657.502 631,657.5 166,636.661
2016-06-30 289,729.429 3,072,819.905 2,856,165.121 613,821.087 641,821 182,628.748
2017-06-30 385,268 3,289,978 3,066,270 955,292 736,020 184,752
2018-06-30 311,928 3,350,275 3,113,533 688,166 635,166 191,612
2019-06-30 381,539 3,603,402 3,364,905 608,912 518,412 191,936
2020-06-30 415,943 3,789,466 3,547,428 601,524 498,524 193,261
2021-06-30 466,442 4,155,785 3,899,248 649,520 42,000 195,218
2022-06-30 542,267 4,504,563 4,222,501 721,567 42,000 199,784
2023-06-30 551,775 5,059,537 4,765,659 866,768 42,000 211,818

Cash flow highlights

All numbers are in thousands

Date Net Income Total Cash Change in Cash Begin period cash End period cash Dividends
1994-06-30 48,394 31,992 80,386 1,929
1995-06-30 -18,433 80,386 61,953 3,032
1996-06-30 -2.818 5,450.468 61,953.308 67,403.776 3,182.932
1997-06-30 -30.325 59,206.688 67,403.776 126,610.464 3,274.124
1998-06-30 5.103 -47,204.992 60,335.084 13,130.092 3,657.121
1999-06-30 -49.712 -4,924.559 13,130.092 8,205.533 3,657.532
2000-06-30 -76.125 -2,903.649 8,205.533 5,301.884 1,623.104
2001-06-30 1,219.61 9,014.818 5,301.884 14,316.702 4,687.687
2002-06-30 -109.911 12,410.943 14,316.701 26,727.644 7,415.362
2003-06-30 51.944 6,428.361 26,727.644 33,156.005 9,009.198
2004-06-30 58.869 -3,163.052 33,156.005 29,992.953 9,130.913
2005-06-30 39.151 13,407.678 29,992.953 43,400.631 10,095.887
2006-06-30 42.071 17,071.908 43,400.631 60,472.539 12,532.005
2007-06-30 16,270.858 -10,399.728 60,472.539 50,072.811 13,062.984
2008-06-30 18,159.6 22,287.436 50,072.811 72,360.247 17,124.377
2009-06-30 17,052.761 5,812.829 72,360.247 78,173.076 15,472.44
2010-06-30 22,302.436 10,997.433 78,173.076 89,170.509 13,363.567
2011-06-30 22,675.036 -504.613 89,170.509 88,665.896 14,033.852
2012-06-30 19,040.249 -12,623.793 88,665.896 76,042.103 14,073.384
2013-06-30 2,452.505 -1,048.934 76,042.103 74,993.169 13,745.85
2014-06-30 14,062.638 12,480.675 -11,388.868 74,993.169 63,604.301 5,172.303
2015-06-30 13,261.991 30,349.07 -12,108.88 63,604.301 51,495.421 10,619.468
2016-06-30 11,698.923 17,434.95 16,296.175 51,495.421 67,791.596 9,845.02
2017-06-30 15,149 19,246 52,273 67,792 120,065 10,354
2018-06-30 17,886 38,335 -33,704 120,065 86,361 6,946
2019-06-30 17,201 35,645 18,028 86,361 104,389 14,324
2020-06-30 18,504 7,168 2,089 104,389 106,478 13,554
2021-06-30 24,155 -320,632 6,149 106,478 112,627 10,642
2022-06-30 26,132 29,629 65,910 112,627 178,537 14,394
2023-06-30 25,067 -133,414 24,710 178,537 203,247 7,715