Australian Finance Group Ltd

  • IPO date:
  • Sector: Financial Services
  • GIC Group: Financial Services
  • Industry: Mortgage Finance
  • Company website

Company description

Australian Finance Group Limited, together with its subsidiaries, engages in the mortgage broking business in Australia. It operates in two segments: Aggregation and AFG Home Loans. The company is involved in the mortgage origination and management of home and commercial loans, and consumer asset finance; and distribution of own branded home loan products. It also offers Suite360, commercial and business broking, and smart marketing platforms. The company was formerly known as Australian Finance Group Pty Ltd. Australian Finance Group Limited was incorporated in 1994 and is headquartered in West Perth, Australia.

Financial highlights

Market Capitalization$430.5228 million
P/E Ratio11.51
P/E Growth Ratio
Book Value0.663
Dividend Per Share0.107
Earnings Per Share0.14
EBITDA
Profit Margin0.0373
Operating Margin TTM0.0432
Return on Assets TTM0.0063
Return on Equity TTM0.193
Revenue TTM999,708.032

Income statement highlights

All numbers are in thousands

Date Total Revenue Cost of Revenue Gross Profit Total Operating Expenses
2005-06-30 90,859 90,859 5,969
2006-06-30 144,110 899 143,211 11,354
2007-06-30 705,186 63,260 641,926 554,458
2008-06-30 553,107 566,693 -13,586 1,110,361
2015-06-30 516,520 423,056 50,202
2016-06-30 502,426 442,271 53,621 498,674
2017-06-30 554,681 476,529 77,861 531,408
2018-06-30 574,752 495,389 71,132 558,318
2019-06-30 75,115 516,239 75,115 55,056
2020-06-30 87,118 542,526 87,118 54,374
2021-06-30 99,540 601,549 99,540 55,347
2022-06-30 122,901 746,573 122,901 75,950
2023-06-30 106,879 684,641 106,879 90,923

Balance sheet highlights

All numbers are in thousands

Date Cash Total Assets Total Liabilities Short Term Debt Long Term Debt Common Stock
2005-06-30 4,219 810,063 358,527 339,711 339,711 415,303
2006-06-30 10,255 1,308,876 704,741 693,097 630,000 539,837
2007-06-30 444,848 8,583,660 6,381,379 6,117,086 4,044,133 2,107,176
2008-06-30 350,705 7,478,761 6,933,481 4,527,164 2,079,565 2,231,743
2015-06-30 81,768 1,667,482 1,604,121 1,044,312 1,041,099 45,671
2016-06-30 130,665 1,830,321 1,741,801 1,072,215 309,259 43,541
2017-06-30 124,801 2,017,226 1,909,931 1,164,478 324,662 43,541
2018-06-30 88,710 2,293,409 2,200,085 1,381,761 623,050 43,541
2019-06-30 96,818 3,089,960 2,947,848 2,073,772 919,606 43,541
2020-06-30 161,528 4,089,527 3,871,913 2,921,121 1,095,547 102,157
2021-06-30 226,048 4,741,585 4,499,349 3,463,074 1,933,792 102,125
2022-06-30 268,585 6,361,669 6,156,234 4,954,896 2,350,970 102,125
2023-06-30 222,242 6,004,867 5,743,174 4,597,951 2,007,241 102,125

Cash flow highlights

All numbers are in thousands

Date Net Income Total Cash Change in Cash Begin period cash End period cash Dividends
2005-06-30 61,822 51,296 -8,197 36,855
2006-06-30 96,943 57,784 6,036 43,512
2007-06-30 211,701 237,185 434,593 89,973
2008-06-30 -1,731,561 -29,368 -53,391 76,022 72,397
2015-06-30 20,379 8,398 14,754 76,022 90,776 38,000
2016-06-30 22,667 43,868 39,889 90,776 130,665 6,444
2017-06-30 39,053 26,517 -5,864 130,665 124,801 20,622
2018-06-30 33,336 32,486 -36,091 124,801 88,710 47,690
2019-06-30 33,029 28,090 8,108 88,710 96,818 22,340
2020-06-30 38,078 40,316 64,710 96,818 161,528 24,359
2021-06-30 51,304 58,602 64,520 161,528 226,048 28,449
2022-06-30 38,777 42,895 42,537 226,048 268,585 38,755
2023-06-30 37,312 52,089 -46,343 268,585 222,242 45,983