Bendigo and Adelaide Bank Limited provides banking and financial products and services to retail customers and small to medium sized businesses in Australia. The company operates through Consumer, Business and Agribusiness, and Corporate segments. It offers a range of products and services, including personal and business banking, financial planning, commercial mortgages and unsecured loans, investment products, insurance, and superannuation. The company also provides retail banking products and services; home loans for the mortgage broker and mortgage manager market; rural bank products and services; wealth management services; investments and funds management services, commercial loans, access to funeral bonds, estates and trusts management services, and corporate trustee and custodial services; and banking products and services to agribusiness participants. It operates under the Bendigo Bank, AdelaideBank, Rural Bank, Community Bank, Up, Leveraged, Sandhurst Trustees, Community Enterprise Foundation, Homesafe Solutions, and Allance Bank brands. The company was founded in 1858 and is headquartered in Bendigo, Australia.
| Market Capitalization | $5103.2693 million |
| P/E Ratio | 10.14 |
| P/E Growth Ratio | 0 |
| Book Value | 12.106 |
| Dividend Per Share | 0.61 |
| Earnings Per Share | 0.79 |
| EBITDA | |
| Profit Margin | 0.2698 |
| Operating Margin TTM | 0.3694 |
| Return on Assets TTM | 0.0051 |
| Return on Equity TTM | 0.0733 |
| Revenue TTM | 1,842,400 |
All numbers are in thousands
| Date | Total Revenue | Cost of Revenue | Gross Profit | Total Operating Expenses |
|---|---|---|---|---|
| 1991-06-30 | 33,825 | 2,144 | ||
| 1992-06-30 | 37,996 | 16,892 | ||
| 1993-06-30 | 72,118 | 24,676 | ||
| 1994-06-30 | 78,908 | 27,046 | ||
| 1995-06-30 | 86,671 | 30,230 | ||
| 1996-06-30 | 92,946 | 6,779 | ||
| 1997-06-30 | -76,519 | 5,703 | ||
| 1998-06-30 | 112,667 | 5,631 | ||
| 1999-06-30 | 137,213.992 | 33,628 | ||
| 2000-06-30 | -179,877 | |||
| 2001-06-30 | 222,164 | 157,380 | ||
| 2002-06-30 | 269,619 | 190,937 | ||
| 2003-06-30 | 323,515 | 230,188 | ||
| 2004-06-30 | 379,200 | 258,300 | ||
| 2005-06-30 | 426,900 | 290,800 | ||
| 2006-06-30 | 473,200 | 325,300 | ||
| 2007-06-30 | 520,100 | 355,900 | ||
| 2008-06-30 | 737,500 | 480,100 | ||
| 2009-06-30 | 810,800 | 600,500 | ||
| 2010-06-30 | 1,077,400 | 658,900 | ||
| 2011-06-30 | 1,210,500 | 711,200 | ||
| 2012-06-30 | 1,181,400 | 722,400 | ||
| 2013-06-30 | 1,322,200 | 750,400 | ||
| 2014-06-30 | 1,407,300 | 0 | 1,311,900 | 789,100 |
| 2015-06-30 | 1,508,100 | 0 | 1,412,700 | 887,600 |
| 2016-06-30 | 1,515,200 | 0 | 1,430,800 | 863,500 |
| 2017-06-30 | 1,575,900 | 0 | 1,451,500 | 875,400 |
| 2018-06-30 | 1,608,300 | 0 | 1,517,500 | 903,200 |
| 2019-06-30 | 1,536,400 | 1,536,400 | 810,600 | |
| 2020-06-30 | 1,614,100 | 1,614,100 | 844,800 | |
| 2021-06-30 | 1,785,200 | 1,785,200 | 1,013,500 | |
| 2022-06-30 | 1,690,400 | 1,690,400 | 1,016,200 | |
| 2023-06-30 | 1,920,300 | 1,920,300 | 1,070,300 |
All numbers are in thousands
| Date | Cash | Total Assets | Total Liabilities | Short Term Debt | Long Term Debt | Common Stock |
|---|---|---|---|---|---|---|
| 1991-06-30 | 9,929 | 715,844 | 659,927 | 80,219 | 21,101 | |
| 1992-06-30 | 28,461 | 1,174,348 | 1,093,838 | 87,221 | 32,359 | |
| 1993-06-30 | 32,074 | 1,337,790 | 1,225,327 | 58,516 | 33,258 | |
| 1994-06-30 | 47,851 | 1,550,613 | 1,433,885 | 48,348 | 34,834 | |
| 1995-06-30 | 76,853 | 1,681,341 | 1,554,186 | 116,628 | 38,278 | |
| 1996-06-30 | 44,071 | 1,941,094 | 1,796,516 | 2,557 | 42,264 | |
| 1997-06-30 | 145,738 | 2,629,312.12 | 2,490,259.04 | 164,852.992 | 48,184 | |
| 1998-06-30 | 123,238 | 3,170,922.944 | 3,021,232.024 | 230,788.992 | 50,163 | |
| 1999-06-30 | 221,330 | 4,204,238.912 | 3,961,149.96 | 267,236.992 | 199,979.008 | |
| 2000-06-30 | 210,752 | 4,913,356 | 4,624,999 | 380,294 | 78,121 | 242,362 |
| 2001-06-30 | 329,404 | 6,981,517 | 6,558,720 | 5,751 | 135,394 | 392,507 |
| 2002-06-30 | 354,605 | 7,967,725 | 7,473,298 | 7,568 | 161,379 | 448,170 |
| 2003-06-30 | 291,769 | 9,256,626 | 8,703,916 | 23,307 | 204,700 | 463,580 |
| 2004-06-30 | 321,100 | 11,284,500 | 10,608,100 | 199,300 | 551,600 | |
| 2005-06-30 | 327,100 | 13,262,100 | 12,513,000 | 262,100 | 546,300 | |
| 2006-06-30 | 479,800 | 15,196,100 | 14,296,600 | 307,100 | 564,100 | |
| 2007-06-30 | 329,100 | 17,001,600 | 15,986,600 | 40,100 | 491,200 | 605,200 |
| 2008-06-30 | 1,608,600 | 48,022,900 | 44,752,900 | 11,356,100 | 11,957,600 | 2,706,300 |
| 2009-06-30 | 1,148,000 | 47,114,200 | 43,995,500 | 9,974,500 | 10,662,700 | 3,003,900 |
| 2010-06-30 | 1,040,200 | 52,141,100 | 48,260,700 | 9,042,800 | 9,487,200 | 3,361,700 |
| 2011-06-30 | 670,600 | 54,932,600 | 50,972,500 | 8,381,800 | 8,922,200 | 3,408,900 |
| 2012-06-30 | 561,000 | 57,237,800 | 53,020,100 | 6,411,000 | 6,855,100 | 3,681,800 |
| 2013-06-30 | 677,700 | 60,282,200 | 55,848,200 | 6,400,600 | 7,023,800 | 3,758,000 |
| 2014-06-30 | 958,600 | 65,064,900 | 60,090,700 | 5,256,400 | 6,110,300 | 4,183,300 |
| 2015-06-30 | 1,197,300 | 66,028,800 | 61,087,100 | 5,745,400 | 5,705,300 | 4,223,600 |
| 2016-06-30 | 1,280,800 | 68,580,900 | 63,464,400 | 3,822,500 | 4,633,500 | 4,288,200 |
| 2017-06-30 | 1,329,900 | 71,415,500 | 65,989,900 | 4,480,200 | 5,079,800 | 4,448,700 |
| 2018-06-30 | 1,320,400 | 71,439,800 | 65,819,500 | 3,544,800 | 5,134,900 | 4,523,300 |
| 2019-06-30 | 1,342,600 | 72,570,300 | 66,938,700 | 3,464,400 | 5,022,200 | 4,570,500 |
| 2020-06-30 | 1,326,600 | 76,008,900 | 70,210,700 | 3,503,500 | 5,065,000 | 4,905,000 |
| 2021-06-30 | 5,528,600 | 86,577,200 | 80,223,700 | 4,980,900 | 5,049,500 | |
| 2022-06-30 | 3,165,000 | 95,243,700 | 88,531,800 | 13,069,100 | 5,219,500 | |
| 2023-06-30 | 8,508,100 | 98,479,700 | 13,209,200 | 13,209,200 | 5,240,500 |
All numbers are in thousands
| Date | Net Income | Total Cash | Change in Cash | Begin period cash | End period cash | Dividends |
|---|---|---|---|---|---|---|
| 1991-06-30 | 3,624 | 6,305 | 9,929 | 2,483 | ||
| 1992-06-30 | 17,092 | 9,929 | 27,021 | 2,865 | ||
| 1993-06-30 | -1,308 | 27,021 | 25,713 | 4,578 | ||
| 1994-06-30 | 10,886 | 25,713 | 36,599 | 5,527 | ||
| 1995-06-30 | -1,053 | 36,741 | 36,599 | 73,340 | 4,353 | |
| 1996-06-30 | -855 | -41,873 | 67,308 | 25,435 | 4,680 | |
| 1997-06-30 | 55,691 | 25,436 | 81,127 | 5,955 | ||
| 1998-06-30 | 14,193 | -26,842 | 81,502 | 54,660 | 5,406 | |
| 1999-06-30 | 19,702 | 67,429 | 54,661 | 122,090 | 7,039 | |
| 2000-06-30 | 21,312 | -6,809 | 122,089 | 115,280 | 10,845 | |
| 2001-06-30 | 33,278 | 107,914 | 115,280 | 223,194 | 39,132 | |
| 2002-06-30 | 85 | -80,543 | 223,194 | 142,651 | 20,843 | |
| 2003-06-30 | -33 | 16,703 | 142,651 | 159,354 | 23,359 | |
| 2004-06-30 | 300 | 26,800 | 159,400 | 186,200 | 28,700 | |
| 2005-06-30 | 300 | -5,400 | 186,200 | 180,800 | 36,500 | |
| 2006-06-30 | 109,200 | 14,800 | 298,700 | 313,500 | 48,100 | |
| 2007-06-30 | 121,800 | -168,400 | 313,500 | 145,100 | 57,000 | |
| 2008-06-30 | 170,500 | 1,193,800 | 145,100 | 1,338,900 | 94,900 | |
| 2009-06-30 | 83,800 | -387,200 | 1,338,900 | 951,700 | 142,200 | |
| 2010-06-30 | 242,600 | -107,000 | 951,700 | 844,700 | 119,600 | |
| 2011-06-30 | 342,100 | -389,700 | 844,700 | 455,000 | 191,800 | |
| 2012-06-30 | 195,000 | -221,200 | 455,000 | 233,800 | 149,700 | |
| 2013-06-30 | 352,300 | 64,400 | 233,800 | 298,200 | 166,100 | |
| 2014-06-30 | 372,300 | 395,400 | 296,900 | 298,200 | 595,100 | 211,500 |
| 2015-06-30 | 423,900 | 2,044,700 | 399,500 | 595,100 | 994,600 | 247,800 |
| 2016-06-30 | 415,600 | 263,500 | 18,800 | 994,600 | 1,013,400 | 237,800 |
| 2017-06-30 | 429,600 | -1,720,000 | 14,400 | 987,100 | 1,001,500 | 217,300 |
| 2018-06-30 | 434,500 | 116,200 | 121,900 | 946,000 | 1,067,900 | 251,800 |
| 2019-06-30 | 376,800 | 205,800 | -145,900 | 1,067,900 | 922,000 | 288,600 |
| 2020-06-30 | 192,800 | 323,500 | 259,500 | 922,000 | 1,181,500 | 277,400 |
| 2021-06-30 | 524,000 | 6,134,600 | 5,902,800 | 1,181,500 | 7,084,300 | 105,300 |
| 2022-06-30 | 488,100 | -3,249,900 | -3,534,100 | 7,084,300 | 3,550,200 | 213,700 |
| 2023-06-30 | 497,000 | 5,705,700 | 4,767,600 | 3,550,200 | 8,317,800 | 290,700 |