Bendigo and Adelaide Bank Ltd Cap Note 3-bbsw+3.80%

  • IPO date:
  • Sector: Financial Services
  • GIC Group: Banks
  • Industry: Banks-Regional
  • Company website

Company description

Bendigo and Adelaide Bank Limited provides banking and financial products and services to retail customers and small to medium sized businesses in Australia. The company operates through Consumer, Business and Agribusiness, and Corporate segments. It offers a range of products and services, including personal and business banking, financial planning, commercial mortgages and unsecured loans, investment products, insurance, and superannuation. The company also provides retail banking products and services; home loans for the mortgage broker and mortgage manager market; rural bank products and services; wealth management services; investments and funds management services, commercial loans, access to funeral bonds, estates and trusts management services, and corporate trustee and custodial services; and banking products and services to agribusiness participants. It operates under the Bendigo Bank, AdelaideBank, Rural Bank, Community Bank, Up, Leveraged, Sandhurst Trustees, Community Enterprise Foundation, Homesafe Solutions, and Allance Bank brands. The company was founded in 1858 and is headquartered in Bendigo, Australia.

Financial highlights

Market Capitalization$5222.6108 million
P/E Ratio0
P/E Growth Ratio
Book Value12.106
Dividend Per Share0.61
Earnings Per Share0.956
EBITDA
Profit Margin0.3091
Operating Margin TTM0.4488
Return on Assets TTM0.006
Return on Equity TTM0.0851
Revenue TTM1,866,300.032

Income statement highlights

All numbers are in thousands

Date Total Revenue Cost of Revenue Gross Profit Total Operating Expenses
2015-12-31
2016-12-31 1,430,700
2017-12-31 1,529,600
2018-12-31 1,515,000
2019-12-31 1,549,500
2020-12-31 1,785,200
2021-12-31 1,690,400
2022-12-31 1,920,300

Balance sheet highlights

All numbers are in thousands

Date Cash Total Assets Total Liabilities Short Term Debt Long Term Debt Common Stock
2015-12-31 68,572,700 63,457,400 4,633,500 4,298,400
2016-12-31 1,329,900 71,415,500 65,989,900 5,079,800 4,456,700
2017-12-31 1,320,400 71,439,800 65,819,500 5,134,900 4,529,900
2018-12-31 1,142,600 72,435,300 66,803,700 5,022,200 4,575,900
2019-12-31 1,516,000 76,008,900 70,210,700 5,065,000 4,909,300
2020-12-31 5,528,600 86,577,200 80,223,700 4,980,900 5,053,100
2021-12-31 3,729,000 95,243,700 88,531,800 5,222,500
2022-12-31 8,508,100 98,479,700 91,629,000

Cash flow highlights

All numbers are in thousands

Date Net Income Total Cash Change in Cash Begin period cash End period cash Dividends
2015-12-31 263,500 -9,800 987,100 237,800
2016-12-31 429,600 -1,720,000 -46,200 987,100 1,001,500 217,200
2017-12-31 434,500 116,200 121,900 946,000 1,067,900 251,800
2018-12-31 376,800 -831,100 -145,900 1,067,900 922,000 288,700
2019-12-31 192,800 -3,228,300 259,500 922,000 1,181,500 277,400
2020-12-31 524,000 -4,038,300 5,902,800 1,181,500 7,084,300 105,300
2021-12-31 488,100 -11,616,700 -3,534,100 7,084,300 3,550,200 213,700
2022-12-31 497,000 5,705,700 4,767,600 3,550,200 8,317,800 290,700