CommBank PERLS VIII Capital Notes

Company description

Commonwealth Bank of Australia provides integrated financial services in Australia, New Zealand, Europe, Asia, North America, and internationally. It offers retail, premium, business, and institutional banking; and funds management, insurance, and share-broking products and services. The company operates through Retail Banking Services, Business Banking, Institutional Banking and Markets, New Zealand, and International Financial Services segments. It offers transaction and savings accounts, term deposits, personal and business loans, credit cards, insurance products, international payment, and private banking services, as well as home, car, and personal loans. The company also provides advisory services for high net worth individuals; equities trading and margin lending services; debt capital, transaction banking, working capital, and risk management services; and merchant, international and foreign exchange, and risk management services. It operates through 940 branches and 2,700 ATMs. The company was founded in 1911 and is based in Sydney, Australia.

Financial highlights

Market Capitalization$175907.9301 million
P/E Ratio22.2484
P/E Growth Ratio
Book Value42.316
Dividend Per Share2.48
Earnings Per Share4.501
EBITDA
Profit Margin0.3936
Operating Margin TTM0.5022
Return on Assets TTM0.0067
Return on Equity TTM0.0928
Revenue TTM21,212,999.68

Income statement highlights

All numbers are in thousands

Date Total Revenue Cost of Revenue Gross Profit Total Operating Expenses
2015-12-31
2016-12-31 24,609,000
2017-12-31 24,818,000
2018-12-31 23,153,000
2019-12-31 22,869,000
2020-12-31 24,140,000
2021-12-31 23,924,000
2022-12-31 27,398,000

Balance sheet highlights

All numbers are in thousands

Date Cash Total Assets Total Liabilities Short Term Debt Long Term Debt Common Stock
2015-12-31 933,001,000 872,987,000 178,676,000 34,129,000
2016-12-31 45,850,000 976,374,000 912,658,000 18,726,000 35,266,000
2017-12-31 22,897,000 975,165,000 907,305,000 22,992,000 37,535,000
2018-12-31 24,748,000 976,502,000 906,853,000 22,447,000 38,283,000
2019-12-31 35,854,000 1,014,060,000 942,052,000 170,521,000 38,282,000
2020-12-31 88,295,000 1,091,962,000 1,013,249,000 138,023,000 38,546,000
2021-12-31 120,315,000 1,215,260,000 1,142,422,000
2022-12-31 108,008,000 1,252,845,000 1,180,840,000

Cash flow highlights

All numbers are in thousands

Date Net Income Total Cash Change in Cash Begin period cash End period cash Dividends
2015-12-31 -4,561,000 -4,823,000 14,447,000 5,827,000
2016-12-31 9,928,000 -40,628,000 8,670,000 14,447,000 23,117,000 6,084,000
2017-12-31 9,329,000 1,985,000 -112,000 23,117,000 23,005,000 5,366,000
2018-12-31 8,571,000 13,195,000 -5,995,000 23,005,000 17,010,000 6,853,000
2019-12-31 9,634,000 -30,354,000 10,341,000 17,010,000 27,351,000 7,629,000
2020-12-31 10,181,000 41,312,000 60,029,000 27,351,000 87,380,000 4,132,000
2021-12-31 10,771,000 23,240,000 31,620,000 87,380,000 119,355,000 6,535,000
2022-12-31 10,090,000 -8,390,000 -13,011,000 119,355,000 107,172,000 7,117,000