Cash Converters International

  • IPO date:
  • Sector: Consumer Cyclical
  • GIC Group: Consumer Discretionary Distribution & Retail
  • Industry: Specialty Retail
  • Company website

Company description

Cash Converters International Limited operates as a franchisor of second-hand goods and financial services stores under the Cash Converters brand name. It operates through Personal Finance, Vehicle Financing, Store Operations, New Zealand, and UK segments. The Personal Finance segment provides personal loans. The Vehicle Financing segment provides motor vehicle financing services. The Store Operations segment is involved in the retail sale of new and second-hand goods, as well as in cash advance and pawnbroking operations through corporate owned stores in Australia. The New Zealand segment engages in the retail sale of new and second-hand goods, and personal loan and pawnbroking operations through corporate owned stores in New Zealand, as well as in the collection of franchise income from the New Zealand franchisee network. The UK segment is involved in the sale of franchises for the retail sale of new and second-hand goods in the United Kingdom. The company operates various stores in Australia and internationally. Cash Converters International Limited was founded in 1984 and is based in Perth, Australia.

Financial highlights

Market Capitalization$131.7845 million
P/E Ratio0
P/E Growth Ratio0
Book Value0.332
Dividend Per Share0.02
Earnings Per Share-0.15
EBITDA41,059
Profit Margin-0.3389
Operating Margin TTM0.0926
Return on Assets TTM-0.211
Return on Equity TTM-0.3724
Revenue TTM286,696.992

Income statement highlights

All numbers are in thousands

Date Total Revenue Cost of Revenue Gross Profit Total Operating Expenses
1997-06-30 23,819 2,056.733
1998-06-30
1999-06-30
2000-06-30 3,296
2001-06-30 10,813.273 10,813.273 5,107.381
2002-06-30 12,059.434 2,309.652 9,749.782 6,394.83
2003-06-30 15,941.805 5,473.677 10,468.128 10,565.277
2004-06-30 18,421.196 7,834.443 10,586.753 9,305.818
2005-06-30 7,192.651 4,575.181 2,617.47 9,317.973
2006-06-30 19,983.413 5,415.985 14,567.428 10,885.209
2007-06-30 12,990.311 7,629.96 5,360.351 21,441.845
2008-06-30 29,881.618 16,745.147 13,136.471 35,099.138
2009-06-30 65,684.188 23,972.266 41,711.922 45,983.177
2010-06-30 71,568.102 30,517.836 41,050.266 65,057.04
2011-06-30 105,680.086 45,519.026 60,161.06 101,830.076
2012-06-30 87,303.483 50,460.07 36,843.413 140,084.434
2013-06-30 272,207.525 55,677.215 216,530.31 166,459.344
2014-06-30 330,159.583 118,868.721 211,290.862 171,656.654
2015-06-30 373,582.196 138,457.324 235,124.872 236,424.034
2016-06-30 85,628.916 86,553.035 -924.119 169,355.195
2017-06-30 266,833 97,803 169,030 135,556
2018-06-30 257,975 47,118 210,857 171,742
2019-06-30 233,333 46,949 186,384 207,691
2020-06-30 237,741 51,046 186,695 184,571
2021-06-30 167,031 41,291 125,740 132,616
2022-06-30 212,209 48,571 163,638 159,834
2023-06-30 262,016 58,896 203,120 200,092

Balance sheet highlights

All numbers are in thousands

Date Cash Total Assets Total Liabilities Short Term Debt Long Term Debt Common Stock
1997-06-30 20,434.354 79,789.106 33,929.739 28,979.968
1998-06-30 12,101.335 79,765.593 29,399.279 30,179.968
1999-06-30 12,767.052 58,570.966 31,125.304 49,507.52
2000-06-30 13,008.353 52,687.734 30,897.07 9,132 49,495.654
2001-06-30 14,086.325 49,777.301 27,930.278 7,046 49,489.588
2002-06-30 13,539.916 32,285.861 26,068.657 6,844 49,266.88
2003-06-30 11,887.326 29,584.89 21,557.967 12,969.939 4,093 5,180.291
2004-06-30 4,632.582 21,362.88 9,290.06 1,434.54 2,805 5,133.1
2005-06-30 5,172.719 21,316.552 6,716.275 663.318 1,706 6,093.1
2006-06-30 7,748.79 25,084.4 7,243.379 1,003.989 1,526 6,023.758
2007-06-30 14,750.065 80,733.123 12,775.768 1,049.147 530 46,536.871
2008-06-30 16,322.202 99,261.477 25,215.568 4,539.025 7,690 46,424.331
2009-06-30 7,002.971 114,783.113 32,293.453 3,942.312 12,978 47,202.376
2010-06-30 50,716.388 197,147.839 34,292.143 3,550.516 10,617 116,812.467
2011-06-30 23,456.996 232,604.181 57,351.24 4,632.376 17,979 116,812.467
2012-06-30 16,415.161 262,742.848 76,109.888 11,283.694 31,365 116,812.467
2013-06-30 20,729.33 346,975.122 105,344.338 70,538.531 390 151,708.656
2014-06-30 26,843.072 409,987.456 165,281.135 59,942.763 63,945.692 156,679.067
2015-06-30 52,378.665 441,203.066 179,504.438 60,705.129 59,198.73 205,399.34
2016-06-30 73,608.681 424,491.437 182,206.565 70,023.203 59,451.76 207,539.821
2017-06-30 80,571 398,845 138,006 46,303 59,705 210,203
2018-06-30 139,991 509,129 186,721 139,351 18,996 248,714
2019-06-30 81,101 464,240 147,388 87,826 35,510 248,714
2020-06-30 106,548 479,834 173,463 67,540 27,174 248,714
2021-06-30 72,166 477,924 158,146 58,243 18,035 251,213
2022-06-30 58,085 478,188 162,836 58,811 16,408 249,663
2023-06-30 71,565 442,669 236,175 116,320 27,947 249,860

Cash flow highlights

All numbers are in thousands

Date Net Income Total Cash Change in Cash Begin period cash End period cash Dividends
1997-06-30 111 2,480.047 17,172.597 2,093.603 19,266.2 4,532.523
1998-06-30 315.843 -8,874.601 19,266.2 10,391.599 4,028.737
1999-06-30 1,492.117 954.818 10,391.599 11,346.417 1,164.478
2000-06-30 1,694.084 -222.357 11,346.417 11,124.06
2001-06-30 444 1,642.54 2,595.565 11,124.06 13,719.625
2002-06-30 -15,470.974 994.582 -348.434 13,719.625 13,371.191
2003-06-30 2,829.724 -1,831.014 13,371.191 11,540.177
2004-06-30 -106.887 4,771.192 -6,907.595 11,540.177 4,632.582
2005-06-30 -10.59 2,328.566 540.137 4,632.582 5,172.719 730.802
2006-06-30 4,212.721 4,784.357 2,036.715 5,172.719 7,209.434 1,826.929
2007-06-30 11,557.84 14,488.813 6,961.688 7,209.434 14,171.122 5,253.782
2008-06-30 15,143.403 18,620.714 1,113.423 14,171.122 15,284.545 7,229.442
2009-06-30 16,164.861 15,299.135 -8,939.507 15,284.545 6,345.038 7,180.013
2010-06-30 21,629.922 16,507.184 44,371.35 6,345.038 50,716.388 9,239.25
2011-06-30 27,634.929 14,786.993 -27,259.392 50,716.388 23,456.996 12,338.882
2012-06-30 29,416.024 3,367.598 -7,041.835 23,456.996 16,415.161 11,119.638
2013-06-30 32,869.972 11,995.825 4,314.169 16,415.161 20,729.33 17,398.357
2014-06-30 24,192.335 4,341.383 6,113.742 20,729.33 26,843.072 12,400.351
2015-06-30 -21,483.718 12,835.812 25,535.593 26,843.072 52,378.665 13,647.07
2016-06-30 -5,271.982 30,073.969 21,230.016 52,378.665 73,608.681 8,064.732
2017-06-30 20,618 43,534 6,962 73,609 80,571 2,186
2018-06-30 22,503 -21,549 59,420 80,571 139,991 6,164
2019-06-30 -1,692 -31,788 -58,890 139,991 81,101 6,164
2020-06-30 -10,491 70,111 25,447 81,101 106,548 6,164
2021-06-30 16,199 1,685 -34,382 106,548 72,166 6,164
2022-06-30 11,177 24,785 -14,081 72,166 58,085 12,550
2023-06-30 -97,155 -11,536 13,480 58,085 71,565 12,550