Heartland Group Holdings Ltd

  • IPO date:
  • Sector: Financial Services
  • GIC Group: Banks
  • Industry: Mortgage Finance
  • Company website

Company description

Heartland Group Holdings Limited provides various financial services in New Zealand and Australia. The company offers savings accounts, term deposits, and direct and business call accounts. It also provides home loans, business loans, term loans, revolving credit, car loans, and reverse mortgage lending and other financial services. In addition, the company offers term debt, plant and equipment finance, commercial mortgage lending, and working capital solutions for small-to-medium sized businesses; and livestock finance, rural mortgage lending, and seasonal and working capital financing, as well as leasing solutions to farmers. Further, it provides internet and mobile banking services; and management and insurance services, as well as engages in the investment property holding business. Heartland Group Holdings Limited was founded in 1875 and is based in Auckland, New Zealand.

Financial highlights

Market Capitalization$1156.7429 million
P/E Ratio12.7
P/E Growth Ratio
Book Value1.453
Dividend Per Share0.115
Earnings Per Share0.14
EBITDA
Profit Margin0.3658
Operating Margin TTM0.533
Return on Assets TTM0.0129
Return on Equity TTM0.1042
Revenue TTM262,072

Income statement highlights

All numbers are in thousands

Date Total Revenue Cost of Revenue Gross Profit Total Operating Expenses
2012-06-30 98,509
2013-06-30 102,975
2014-06-30 122,768
2015-06-30 146,594 0 132,602 67,170
2016-06-30 160,412 0 144,060 68,800
2017-06-30 173,995 0 156,237 70,669
2018-06-30 -125,483 0 154,436 73,039
2019-06-30 201,535 201,535 13,721
2020-06-30 231,079 231,079 10,887
2021-06-30 246,963 246,963 8,942
2022-06-30 264,349 264,349 9,330
2023-06-30 282,132 282,132 10,234

Balance sheet highlights

All numbers are in thousands

Date Cash Total Assets Total Liabilities Short Term Debt Long Term Debt Common Stock
2012-06-30 89,689 2,348,089 1,973,291 1,939,489 192,020
2013-06-30 174,262 2,504,627 2,134,085 258,934 192,020
2014-06-30 37,344 3,016,888 2,564,266 784,331 405,216
2015-06-30 37,012 3,359,259 2,879,134 724,409 727,787 413,645
2016-06-30 84,154 3,547,181 3,048,840 284,429 717,111 418,765
2017-06-30 57,040 4,034,671 3,465,076 214,365 855,761 470,516
2018-06-30 280,342 4,495,926 3,831,766 47,504 174,025 542,315
2019-06-30 80,584 4,926,404 1,068,440 1,056,653 285,434 558,970
2020-06-30 513,468 5,318,136 4,618,156 840,159 290,323 576,257
2021-06-30 533,946 5,677,613 4,915,921 1,102,047 127,933 583,781
2022-06-30 572,017 7,090,263 6,281,556 1,958,046 636,407 599,185
2023-06-30 616,813 7,744,725 6,713,721 2,027,386 483,276 800,712

Cash flow highlights

All numbers are in thousands

Date Net Income Total Cash Change in Cash Begin period cash End period cash Dividends
2012-06-30 23,606 -177,498 267,187 89,689
2013-06-30 6,912 84,573 89,689 174,262 13,591
2014-06-30 36,039 -136,918 174,262 37,344 12,609
2015-06-30 48,163 161,777 -332 37,344 37,012 22,567
2016-06-30 54,164 -24,837 47,142 37,012 84,154 30,390
2017-06-30 60,808 -373,648 -27,114 84,154 57,040 31,387
2018-06-30 67,513 -358,912 -7,452 57,040 49,588 35,150
2019-06-30 73,617 -324,721 30,996 49,588 80,584 36,265
2020-06-30 71,972 -120,756 72,683 74,496 147,179 46,098
2021-06-30 87,026 -264,870 35,154 147,179 182,333 30,337
2022-06-30 95,125 108,919 128,425 182,333 310,758 58,050
2023-06-30 95,868 42,689 745 310,758 311,503 64,303