Harmoney Corp

  • IPO date:
  • Sector: Financial Services
  • GIC Group: Financial Services
  • Industry: Credit Services
  • Company website

Company description

Harmoney Corp Limited provides online secured and unsecured personal loans in Australia and New Zealand. The company's personal loans are used for various purposes, including debt consolidation, home improvement, wedding, car, holiday, education, business, and medical expenses. It operates Stellare, a marketing platform. The company was incorporated in 2014 and is headquartered in Auckland, New Zealand.

Financial highlights

Market Capitalization$55.5705 million
P/E Ratio0
P/E Growth Ratio
Book Value0.529
Dividend Per Share0
Earnings Per Share-0.21
EBITDA
Profit Margin-0.2203
Operating Margin TTM-0.2203
Return on Assets TTM-0.0107
Return on Equity TTM-0.1343
Revenue TTM34,418

Income statement highlights

All numbers are in thousands

Date Total Revenue Cost of Revenue Gross Profit Total Operating Expenses
2017-12-31 26,232 26,232
2018-12-31 33,275 327 32,948
2019-12-31 37,480 5,698 31,782
2020-12-31 38,302 9,584 38,302 58,820
2021-12-31 77,262 77,262 78,516
2022-12-31 116,031.12417 116,031.12417 81,434.32365

Balance sheet highlights

All numbers are in thousands

Date Cash Total Assets Total Liabilities Short Term Debt Long Term Debt Common Stock
2017-12-31 32,812
2018-12-31 33,092
2019-12-31 34,779 180,220 151,335 132,630 56,686
2020-12-31 76,464 388,766 313,072 292,251 291,541 131,399
2021-12-31 62,747 701,326 636,015 606,976 16,255 131,559
2022-12-31 47,289.15007 855,068.01611 796,568.7234700001 787,908.3687 134,927.63086

Cash flow highlights

All numbers are in thousands

Date Net Income Total Cash Change in Cash Begin period cash End period cash Dividends
2017-12-31 -1,835 -341 -512
2018-12-31 7,220 3,078 -1,448
2019-12-31 -12,297.6 4,936 20,198.4 34,779
2020-12-31 -27,034 -1,588 41,685 34,779 76,464
2021-12-31 -39,577 -38,139 -13,717 76,464 62,747
2022-12-31 -8,250.08162 26,049.62455 -14,529.32855 61,818.478619999994 47,289.15007