Humm Group Ltd

  • IPO date:
  • Sector: Financial Services
  • GIC Group: Financial Services
  • Industry: Credit Services
  • Company website

Company description

Humm Group Limited provides various financial services in Australia, New Zealand, Ireland, the United Kingdom, and Canada. The company operates through four segments: Point of Sale Payment Plans (PosPP), New Zealand Cards, Australia Cards, and Commercial. It offers long term interest free finance and everyday spend solutions under the humm90 brand; Q Mastercard, an interest free credit card; FlexiCommercial, a business financing solution, which includes leasing and chattel mortgages for small and medium businesses; and leasing solutions and small and medium enterprise financing services. The company was formerly known as FlexiGroup Limited and changed its name to Humm Group Limited in November 2020. Humm Group Limited was founded in 1988 and is headquartered in Sydney, Australia.

Financial highlights

Market Capitalization$224.3666 million
P/E Ratio76.72
P/E Growth Ratio
Book Value1.136
Dividend Per Share0.02
Earnings Per Share0.01
EBITDA
Profit Margin0.0117
Operating Margin TTM0.0242
Return on Assets TTM0.0007
Return on Equity TTM0.0046
Revenue TTM248,000

Income statement highlights

All numbers are in thousands

Date Total Revenue Cost of Revenue Gross Profit Total Operating Expenses
2016-06-30 396,400 84,300 312,100
2017-06-30 484,100 3,100 481,000
2018-06-30 480,600 3,800 476,800
2019-06-30 477,400 18,900 458,500 270,700
2020-06-30 465,700 24,700 441,000 334,900
2021-06-30 437,300 26,800 410,500 252,600
2022-06-30 435,900 27,600 408,300 305,000
2023-06-30 510,400 201,600 308,800

Balance sheet highlights

All numbers are in thousands

Date Cash Total Assets Total Liabilities Short Term Debt Long Term Debt Common Stock
2016-06-30 2,679,600 2,067,200 1,948,500 356,800
2017-06-30 167,300 2,785,900 2,114,100 0 807,700 312,100
2018-06-30 125,300 2,854,200 2,226,600 0 797,700 313,700
2019-06-30 143,100 3,108,900 2,492,800 1,438,000 949,700 390,100
2020-06-30 157,500 3,046,400 2,459,900 1,252,200 1,059,400 393,100
2021-06-30 218,200 3,299,400 2,540,300 702,600 1,722,500 507,600
2022-06-30 281,000 3,766,700 3,139,000 3,041,500 3,025,500 507,600
2023-06-30 112,300 4,768,800 4,142,700 0 4,016,200 458,200

Cash flow highlights

All numbers are in thousands

Date Net Income Total Cash Change in Cash Begin period cash End period cash Dividends
2016-06-30 147,400 44,100 174,400 54,300
2017-06-30 87,400 161,000 -7,100 174,400 167,300 36,900
2018-06-30 -9,100 188,700 -39,100 167,300 128,200 28,800
2019-06-30 61,700 165,400 14,900 128,200 143,100 28,800
2020-06-30 23,100 138,500 14,400 143,100 157,500 15,200
2021-06-30 60,100 -110,600 60,700 157,500 218,200 19,500
2022-06-30 -170,300 -520,900 62,800 218,200 281,000 14,100
2023-06-30 2,900 -882,700 55,100 281,000 336,100 14,400