Insurance Australia Group Ltd

  • IPO date: 2000-08-08
  • Sector: Financial Services
  • GIC Group: Insurance
  • Industry: Insurance-Property & Casualty
  • Company website

Company description

Insurance Australia Group Limited underwrites general insurance products and provides investment management services in Australia and New Zealand. It offers personal and commercial insurance products, including bicycle, comprehensive motor, commercial and motor fleet, commercial property and liability, construction and engineering, consumer credit, compulsory third party, directors and officers, extended warranty, farm, crop, livestock, home and contents, income protection, marine, veteran, vintage and classic car, boat, caravan, travel, life, professional indemnity, public and product liability, security, workers' compensation, motor vehicle, personal liability, business, and rural and horticultural, as well as reinsurance. The company sells its products through branches and agencies, call centers, online, brokers, agents, authorized representatives and partners, and financial institutions; and third parties under the NRMA Insurance, SGIO, SGIC, RACV, CGU, ROLLiN, WFI, Swann Insurance, NZI, State, AMI, Lumley, and Coles Insurance brands. The company was formerly known as NRMA Insurance Group Limited and changed its name to Insurance Australia Group Limited in 2002. Insurance Australia Group Limited was founded in 1920 and is based in Sydney, Australia.

Financial highlights

Market Capitalization$13986.1226 million
P/E Ratio16.92
P/E Growth Ratio0
Book Value2.719
Dividend Per Share0.15
Earnings Per Share0.32
EBITDA1,551,000.064
Profit Margin0.0944
Operating Margin TTM0.1715
Return on Assets TTM0.0274
Return on Equity TTM0.1365
Revenue TTM8,817,000.448

Income statement highlights

All numbers are in thousands

Date Total Revenue Cost of Revenue Gross Profit Total Operating Expenses
1998-06-30
1999-06-30
2000-06-30 3,659,000
2001-06-30 3,532,000 599,000
2002-06-30 3,295,000 -271,000
2003-06-30 5,139,000 351,000
2004-06-30 6,962,000 -282,000
2005-06-30 7,377,000 -716,000
2006-06-30 7,255,000 39,000
2007-06-30 7,930,000 40,000
2008-06-30 8,306,000 42,000
2009-06-30 8,493,000 17,000
2010-06-30 7,999,000 27,000
2011-06-30 8,232,000 23,000
2012-06-30 9,141,000 29,000
2013-06-30 9,154,000 32,000
2014-06-30 9,753,000 7,339,000 2,144,000 34,000
2015-06-30 11,384,000 9,840,000 1,282,000 29,000
2016-06-30 9,074,000 7,563,000 541,000 26,000
2017-06-30 9,881,000 7,848,000 844,000 20,000
2018-06-30 9,141,000 7,374,000 704,000 22,000
2019-06-30 9,063,000 7,463,000 9,063,000 -7,530,000
2020-06-30 8,878,000 8,878,000 -8,406,000
2021-06-30 9,187,000 9,187,000 -9,739,000
2022-06-30 8,880,000 8,880,000 -8,300,000
2023-06-30 14,579,000 14,579,000 -12,637,000

Balance sheet highlights

All numbers are in thousands

Date Cash Total Assets Total Liabilities Short Term Debt Long Term Debt Common Stock
1998-06-30 622,400 7,610,900 4,168,900 5,256,200 2,308,100
1999-06-30 448,700 11,441,600 8,128,300 7,970,100 2,832,800
2000-06-30 418,500 12,129,900 8,645,800 1,911,500 10,200 163,400
2001-06-30 223,000 12,586,000 9,198,000 1,105,000 55,000 2,687,000
2002-06-30 253,000 11,307,000 8,328,000 1,619,000 86,000 2,509,000
2003-06-30 626,000 16,392,000 12,339,000 136,000 744,000 3,434,000
2004-06-30 424,000 16,335,000 12,111,000 2,474,000 737,000 3,263,000
2005-06-30 456,000 17,147,000 12,707,000 83,000 707,000 3,802,000
2006-06-30 718,000 16,972,000 13,301,000 9,929,000 1,296,000 3,223,000
2007-06-30 1,163,000 21,610,000 16,778,000 1,892,000 4,292,000
2008-06-30 1,234,000 19,380,000 15,029,000 8,080,000 1,051,000 4,669,000
2009-06-30 344,000 19,315,000 14,479,000 2,779,000 942,000 5,271,000
2010-06-30 416,000 20,446,000 15,790,000 637,000 1,450,000 5,295,000
2011-06-30 509,000 22,923,000 18,343,000 823,000 1,377,000 5,296,000
2012-06-30 969,000 25,132,000 20,608,000 1,097,000 1,659,000 5,298,000
2013-06-30 394,000 24,859,000 19,871,000 1,620,000 5,291,000
2014-06-30 447,000 29,657,000 22,863,000 2,554,000 1,752,000 6,681,000
2015-06-30 306,000 31,402,000 24,384,000 1,127,000 1,762,000 7,192,000
2016-06-30 263,000 30,030,000 23,245,000 841,000 1,962,000 7,232,000
2017-06-30 424,000 29,597,000 22,805,000 2,090,000 1,624,000 7,044,000
2018-06-30 448,000 29,766,000 22,825,000 1,732,000 1,960,000 7,055,000
2019-06-30 538,000 29,286,000 22,576,000 0 2,080,000 6,569,000
2020-06-30 405,000 29,694,000 23,340,000 82,000 1,526,000 6,568,000
2021-06-30 326,000 33,449,000 26,893,000 79,000 1,987,000 7,353,000
2022-06-30 350,000 34,083,000 27,583,000 74,000 2,019,000 7,362,000
2023-06-30 474,000 35,026,000 27,977,000 74,000 2,139,000 7,243,000

Cash flow highlights

All numbers are in thousands

Date Net Income Total Cash Change in Cash Begin period cash End period cash Dividends
1998-06-30 -8,200 299,300 786,300
1999-06-30 -23,000 -527,900 786,300 258,400
2000-06-30 -100,100 414,500 258,400 672,900 27,800
2001-06-30 -62,000 346,000 -80,000 672,900 344,000 90,000
2002-06-30 58,000 531,000 -91,000 344,000 253,000 173,000
2003-06-30 -64,000 373,000 253,000 626,000 147,000
2004-06-30 -141,000 1,169,000 -202,000 626,000 424,000 354,000
2005-06-30 -119,000 897,000 32,000 424,000 456,000 538,000
2006-06-30 759,000 387,000 262,000 456,000 718,000 736,000
2007-06-30 552,000 401,000 445,000 718,000 1,163,000 579,000
2008-06-30 -261,000 5,000 71,000 1,163,000 1,234,000 594,000
2009-06-30 181,000 414,000 48,000 1,234,000 1,282,000 290,000
2010-06-30 91,000 1,115,000 -229,000 1,282,000 1,053,000 386,000
2011-06-30 250,000 620,000 279,000 1,053,000 1,332,000 377,000
2012-06-30 207,000 1,514,000 734,000 1,332,000 2,066,000 288,000
2013-06-30 776,000 1,790,000 -350,000 2,066,000 1,716,000 562,000
2014-06-30 1,233,000 1,077,000 1,294,000 1,716,000 3,010,000 901,000
2015-06-30 728,000 698,000 -1,577,000 3,010,000 1,433,000 1,038,000
2016-06-30 625,000 -1,946,000 -329,000 1,433,000 1,104,000 1,001,000
2017-06-30 929,000 636,000 376,000 1,104,000 1,480,000 729,000
2018-06-30 947,000 -53,000 -135,000 1,480,000 1,345,000 839,000
2019-06-30 1,076,000 589,000 353,000 1,345,000 1,698,000 952,000
2020-06-30 435,000 381,000 624,000 1,698,000 2,322,000 -779,000
2021-06-30 -264,000 1,610,000 -293,000 2,322,000 2,029,000 -292,000
2022-06-30 347,000 139,000 -1,091,000 2,029,000 938,000 -519,000
2023-06-30 1,300,000 741,000 949,000 1,876,000 2,825,000 -451,000