Liberty Financial Group Pty Ltd

  • IPO date:
  • Sector: Financial Services
  • GIC Group: Financial Services
  • Industry: Credit Services
  • Company website

Company description

Liberty Financial Group Limited engages in the financial services business in Australia and New Zealand. It operates in three segments: Residential Finance, Secured Finance, and Financial Services. The company offers residential and commercial mortgages; motor vehicle, commercial, and self-managed superannuation funds (SMSF) lending services; unsecured and secured personal loans; business, commercial, lease income, residential and commercial SMSF loans, and business lines of credit; and commercial property, home, and car loans. It also offers mortgage broking services; insurance solutions; and specialty lending, finance and general insurance broking, receivables, consumer insurance underwriting, real estate, and fund management services. The company was founded in 1997 and is based in Melbourne, Australia. Liberty Financial Group Limited is a subsidiary of Vesta Funding BV.

Financial highlights

Market Capitalization$1124.0743 million
P/E Ratio6.17
P/E Growth Ratio
Book Value3.896
Dividend Per Share0.448
Earnings Per Share0.59
EBITDA
Profit Margin0.2884
Operating Margin TTM0.3279
Return on Assets TTM0.0121
Return on Equity TTM0.1584
Revenue TTM629,411.008

Income statement highlights

All numbers are in thousands

Date Total Revenue Cost of Revenue Gross Profit Total Operating Expenses
2016-12-31
2017-12-31
2018-12-31 810,403 141,509 668,894
2019-12-31 852,313 152,426 699,887
2020-12-31 833,161 176,588 833,161 181,164
2021-12-31 855,577 228,446 855,577 155,633
2022-12-31 1,232,668 231,807 1,000,861

Balance sheet highlights

All numbers are in thousands

Date Cash Total Assets Total Liabilities Short Term Debt Long Term Debt Common Stock
2016-12-31 86,565
2017-12-31 186,565
2018-12-31 787,933 12,756,743 11,848,499 0 11,686,352 186,565
2019-12-31 484,600 13,013,700 12,012,500 0 10,231,668 703,600
2020-12-31 603,869 13,567,167 12,528,940 1,770,598 10,474,522 719,000
2021-12-31 654,037 14,325,203 13,209,066 1,457,246 11,353,828 719,000
2022-12-31 1,342,419 15,692,411 14,519,843 0 10,050,265 719,000

Cash flow highlights

All numbers are in thousands

Date Net Income Total Cash Change in Cash Begin period cash End period cash Dividends
2016-12-31 16,993 48,731 -96,007 259
2017-12-31 22,659 94,999 94,288 259
2018-12-31 24,017 96,851 286,086 259
2019-12-31 134,838 -68,429 -289,466 498,467 89,013
2020-12-31 185,918 132,962 105,402 498,467 603,869 181,662
2021-12-31 219,627 133,944 50,168 603,869 654,037 137,775
2022-12-31 181,518 -435,628 688,382 654,037 1,342,419 149,242