N1 Holdings Ltd

  • IPO date:
  • Sector: Financial Services
  • GIC Group: Banks
  • Industry: Mortgage Finance
  • Company website

Company description

N1 Holdings Limited, a property-backed private credit lending company, engages in the provision of property financing, and mortgage management and broking services to customers in Australia. It operates through four segments: Financial Services, Real Estate Services, Migration Services and Other. The company offers direct lending and private credit for the purpose of bridging finance, purchase and urgent settlement, renovation of business premises, working capital, business expansion, equipment acquisition and/or upgrade, debt consolidation, equity release for business, and external administration/receivership for small and medium enterprises. It is also involved in the provision of mortgage, home, and commercial loans for property owners and investors, as well as fund management, migration, and real estate property sale and management services. In addition, the company offers financial advisory and trustee services, such as project advisory and establishment, information memorandum and offer documents production, custody, fund compliance and risk management, and fund administration and accounting, as well as unit subscription, registration, pricing, and redemption services. N1 Holdings Limited was founded in 2011 and is headquartered in Sydney, Australia.

Financial highlights

Market Capitalization$15.85 million
P/E Ratio46.15
P/E Growth Ratio
Book Value0.007
Dividend Per Share0
Earnings Per Share0
EBITDA8,733.997
Profit Margin0.0242
Operating Margin TTM0.6153
Return on Assets TTM0.0638
Return on Equity TTM0.9154
Revenue TTM14,069.569

Income statement highlights

All numbers are in thousands

Date Total Revenue Cost of Revenue Gross Profit Total Operating Expenses
2012-06-30 201
2013-06-30 610
2014-06-30 1,499 1,296.622 376.09 1,651.467
2015-06-30 4,017.76 1,720.24 2,297.52 3,225.574
2016-06-30 1,467.122 1,463.95 1,923.73 4,470.915
2017-06-30 2,763.71 1,090.15 3,213.58 5,989.185
2018-06-30 2,182.925 813.79 2,845.81 5,568.518
2019-06-30 2,079.919 913.58 2,079.919 2,410.529
2020-06-30 1,731.218 922.24 1,731.218 2,872.289
2021-06-30 2,973.927 926.72 2,973.927 2,971.217
2022-06-30 4,318.502 1,461.92 4,318.502 3,127.582
2023-06-30 4,050.799 1,265.24 4,050.799 2,964.437

Balance sheet highlights

All numbers are in thousands

Date Cash Total Assets Total Liabilities Short Term Debt Long Term Debt Common Stock
2012-06-30 5 51 70 29
2013-06-30 11 233 233 40
2014-06-30 60 620 621 196.75 137 0.1
2015-06-30 5,536.857 6,537.822 1,375.108 42.076 106.03 5,538.1
2016-06-30 3,856.946 6,843.654 1,627.41 94.657 149.45 5,738.586
2017-06-30 912.432 7,695.368 3,597.945 1,766.112 1,416.66 5,756.156
2018-06-30 1,008.874 9,100.008 6,837.37 3,387.683 3,244.37 5,722.125
2019-06-30 919.532 9,990.275 9,756.755 6,491.784 4,054.14 5,688.093
2020-06-30 2,781.579 13,482.183 15,099.38 12,779.021 5,965.85 5,654.061
2021-06-30 3,211.848 15,535.879 17,013.506 14,208.139 1,370 5,654.061
2022-06-30 14,142.721 79,907.034 79,282.292 75,295.595 51,072.06 6,654.061
2023-06-30 7,019.128 90,216.798 86,310.366 85,020.224 125,919.2 6,954.061

Cash flow highlights

All numbers are in thousands

Date Net Income Total Cash Change in Cash Begin period cash End period cash Dividends
2014-06-30 -0.184 42.052 48.457
2015-06-30 559.295 130.74 588.05 647.857
2016-06-30 -1,305.4 -1,313.66 3,209.089 647.857 3,856.946
2017-06-30 -1,197.553 -1,863.485 -2,944.514 3,856.946 912.432
2018-06-30 -1,852.028 -1,071.056 96.442 912.432 1,008.874
2019-06-30 -2,571.34 385.02 -89.342 1,008.874 919.532
2020-06-30 -1,816.685 3,367.063 1,862.047 919.532 2,781.579
2021-06-30 -1,027.875 1,199.351 430.269 2,781.579 3,211.848
2022-06-30 -3,822.398 -3,372.723 10,930.873 3,211.848 14,142.721
2023-06-30 340.945 -7,123.593 14,142.721 7,019.128 202.528