National Australia Bank Ltd

  • IPO date:
  • Sector: Financial Services
  • GIC Group: Banks
  • Industry: Banks-Diversified
  • Company website

Company description

National Australia Bank Limited provides financial services to individuals and businesses in Australia, New Zealand, and internationally. It operates through Business and Private Banking; Personal Banking; Corporate and Institutional Banking; New Zealand Banking; and Corporate Functions and Other segments. The company accepts transaction accounts, savings accounts, deposit accounts, and term deposits; and specialized accounts, such as foreign currency, business interest, statutory trust, cash maximiser, community free saver, farm management, and project bank accounts, as well as farm management deposits. National Australia Bank Limited also provides home loans; personal loans; business loans; vehicle and equipment finance; and trade and invoice finance, as well as business overdrafts and bank guarantees. In addition, the company offers insurance products consisting of car, home and content, landlord, travel, caravan and trailer, life, and business insurance products; and pension, superannuation, self-managed super funds, cash management, and financial planning and advisory services. Further, it provides investment products; credit, debit, and business cards; payments and merchant services; travel services; online and internet banking services; small business services; international and foreign exchange solutions; and industry specific banking services. National Australia Bank Limited was founded in 1834 and is based in Melbourne, Australia.

Financial highlights

Market Capitalization$90384.9692 million
P/E Ratio12.49
P/E Growth Ratio6.81
Book Value19.619
Dividend Per Share1.61
Earnings Per Share2.27
EBITDA
Profit Margin0.3741
Operating Margin TTM0.5592
Return on Assets TTM0.0074
Return on Equity TTM0.122
Revenue TTM19,531,999.232

Income statement highlights

All numbers are in thousands

Date Total Revenue Cost of Revenue Gross Profit Total Operating Expenses
1989-09-30 3,733,900 102,300
1990-09-30 4,641,800 173,800
1991-09-30 5,078,400 159,481
1992-09-30 5,313,000 120,925
1993-09-30 6,154,400 146,274
1994-09-30 6,497,000
1995-09-30 6,970,000
1996-09-30 7,979,000 360,000
1997-09-30 8,593,000 557,000
1998-09-30 9,811,000 192,000
1999-09-30 10,629,000 206,000
2000-09-30 12,894,000 135,000
2001-09-30 13,157,000 4,859,000
2002-09-30 14,002,000 5,144,000
2003-09-30 12,170,000 4,741,000
2004-09-30 12,353,000 3,077,939.2 5,287,833.6 5,538,000
2005-09-30 22,266,000 0 16,172,341.3 5,703,000
2006-09-30 21,049,000 2,889,369.2 21,299,482.8 13,214,000
2007-09-30 23,062,000 14,330,000
2008-09-30 13,306,000 8,459,000
2009-09-30 18,080,000 9,322,000
2010-09-30 19,897,000 11,952,000
2011-09-30 17,671,000 9,192,000
2012-09-30 25,901,000 16,878,000
2013-09-30 30,598,000 0 16,377,000 20,574,000
2014-09-30 27,857,000 0 18,009,000 18,869,000
2015-09-30 26,773,000 0 17,704,000 16,930,000
2016-09-30 21,718,000 0 17,301,000 11,913,000
2017-09-30 17,413,000 0 17,200,000 7,899,000
2018-09-30 18,489,000 0 18,310,000 7,760,000
2019-09-30 17,391,000 17,391,000 9,268,000
2020-09-30 17,213,000 17,213,000 8,939,000
2021-09-30 16,682,000 16,682,000 7,800,000
2022-09-30 18,329,000 18,329,000 8,648,000

Balance sheet highlights

All numbers are in thousands

Date Cash Total Assets Total Liabilities Short Term Debt Long Term Debt Common Stock
1989-09-30 9,109,500 76,143,100 70,121,100 905,400
1990-09-30 11,732,400 94,606,900 88,034,700 962,400
1991-09-30 11,162,900 92,461,700 84,438,200 1,217,700
1992-09-30 13,555,700 103,314,800 95,308,900 1,263,900
1993-09-30 12,131,000 117,251,000 108,214,000 1,315,000
1994-09-30 12,958,000 128,859,000 118,972,999 1,369,000
1995-09-30 14,873,000 148,123,000 136,704,000 1,429,000
1996-09-30 15,196,000.064 173,710,003.712 161,190,999.936 1,476,999.936
1997-09-30 14,789,999.616 201,969,001.152 189,388,002.816 2,326,000.128 1,412,999.936
1998-09-30 11,627,000 251,714,000 235,950,000 1,540,000 5,942,000
1999-09-30 13,505,000 254,081,000 235,561,000 6,611,000
2000-09-30 19,783,000 343,677,000 322,270,000 22,958,000 9,855,000
2001-09-30 21,964,000 374,720,000 351,163,000 4,934,000 41,119,000 10,725,000
2002-09-30 19,548,000 377,387,000 354,136,000 9,325,000 42,127,000 9,931,000
2003-09-30 13,362,000 397,471,000 370,260,000 61,836,000 47,693,000 6,078,000
2004-09-30 31,751,000 411,309,000 381,543,000 37,203,000 54,629,000 7,271,000
2005-09-30 24,025,000 419,588,000 385,308,000 47,130,000 62,290,000 7,552,000
2006-09-30 31,425,000 484,785,000 456,813,000 114,642,000 91,469,000 7,948,000
2007-09-30 31,910,000 564,634,000 534,749,000 149,507,000 99,026,000 8,110,000
2008-09-30 51,088,000 656,799,000 623,953,000 166,558,000 120,223,000 10,020,000
2009-09-30 37,882,000 654,120,000 616,285,000 136,985,000 106,215,000 17,867,000
2010-09-30 43,260,000 685,952,000 646,998,000 123,729,000 102,076,000 18,637,000
2011-09-30 52,231,000 753,757,000 711,569,000 148,434,000 113,241,000 20,360,000
2012-09-30 53,606,000 763,090,000 719,287,000 143,105,000 110,366,000 22,459,000
2013-09-30 49,602,000 808,427,000 761,807,000 157,350,000 122,744,000 23,605,000
2014-09-30 45,937,000 883,301,000 835,393,000 169,446,000 130,187,000 24,049,000
2015-09-30 58,237,000 955,052,000 899,539,000 196,738,000 185,459,000 31,334,000
2016-09-30 47,647,000 777,622,000 726,307,000 167,414,000 172,679,000 30,968,000
2017-09-30 40,126,000 788,325,000 737,008,000 189,662,000 175,912,000 31,707,000
2018-09-30 32,687,000 806,510,000 753,798,000 164,238,000 196,986,000 33,062,000
2019-09-30 87,587,000 847,124,000 791,520,000 179,034,000 205,843,000 36,762,000
2020-09-30 116,739,000 866,565,000 805,272,000 179,469,000 176,691,000 43,531,000
2021-09-30 109,214,000 925,968,000 863,189,000 167,873,000 43,247,000
2022-09-30 144,527,000 1,055,126,000 996,094,000 188,024,000 39,399,000

Cash flow highlights

All numbers are in thousands

Date Net Income Total Cash Change in Cash Begin period cash End period cash Dividends
1989-09-30 9,700
1990-09-30 -10,500 5,978,500
1991-09-30 1,000 1,778,600 -1,723,400 5,978,500 4,255,100 466,500
1992-09-30 200 2,365,500 626,900 4,255,100 4,882,000 216,300
1993-09-30 -10,000 3,249,000 -3,001,000 4,882,000 1,881,000 261,000
1994-09-30 -8,000 3,538,000 929,000 1,881,000 2,810,000 314,000
1995-09-30 -4,000 1,496,000 -1,207,000 2,810,000 1,603,000 535,000
1996-09-30 -1,000 2,580,999.808 1,656,000 1,603,000.064 3,259,000.064 760,000
1997-09-30 2,000 892,000 1,751,000.064 2,643,000.064 895,000
1998-09-30 -1,000 519,000 -5,154,000 2,068,000 -3,086,000 941,000
1999-09-30 1,000 3,542,000 1,652,000 -3,086,000 -1,434,000 1,110,000
2000-09-30 -2,000 2,278,000 -9,627,000 -1,434,000 -11,061,000 1,490,000
2001-09-30 -5,000 2,675,000 -8,371,000 -10,037,000 -18,408,000 1,494,000
2002-09-30 -6,000 7,242,000 -2,701,000 -18,408,000 -21,109,000 1,948,000
2003-09-30 8,000 -481,000 -8,604,000 -21,109,000 -29,713,000 2,255,000
2004-09-30 -374,000 3,485,081.6 4,421,000 -14,891,000 -10,470,000 1,976,000
2005-09-30 -610,000 10,984,054.1 -221,000 -12,194,000 -12,415,000 2,453,000
2006-09-30 4,392,000 -10,241,000 12,153,000 -12,459,000 -306,000 2,555,000
2007-09-30 4,578,000 -14,180,000 -4,024,000 -306,000 -4,330,000 2,922,000
2008-09-30 4,536,000 9,203,000 17,119,000 -4,330,000 12,789,000 1,702,000
2009-09-30 2,589,000 12,701,000 11,365,000 12,789,000 24,154,000 1,742,000
2010-09-30 4,224,000 5,865,000 1,529,000 24,154,000 25,683,000 2,500,000
2011-09-30 5,219,000 9,165,000 10,323,000 25,683,000 36,006,000 2,341,000
2012-09-30 4,082,000 -2,547,000 206,000 36,006,000 36,212,000 2,744,000
2013-09-30 5,452,000 1,164,000 1,129,000 36,212,000 37,341,000 3,493,000
2014-09-30 5,295,000 -30,263,000 -10,824,000 37,341,000 26,517,000 3,973,000
2015-09-30 6,338,000 -13,090,000 -5,989,000 26,517,000 20,528,000 3,624,000
2016-09-30 352,000 16,195,000 7,432,000 20,528,000 27,960,000 4,593,000
2017-09-30 5,285,000 -30,213,000 11,840,000 27,960,000 39,800,000 4,750,000
2018-09-30 5,554,000 -9,196,000 -1,854,000 39,800,000 37,946,000 4,221,000
2019-09-30 4,798,000 10,410,000 9,080,000 37,946,000 47,026,000 3,266,000
2020-09-30 2,559,000 33,892,000 15,015,000 47,026,000 62,041,000 2,323,000
2021-09-30 6,364,000 759,000 -24,160,000 62,041,000 37,881,000 2,682,000
2022-09-30 6,891,000 28,221,000 24,298,000 37,881,000 62,179,000 4,006,000