Resimac Group Ltd

  • IPO date:
  • Sector: Financial Services
  • GIC Group: Banks
  • Industry: Mortgage Finance
  • Company website

Company description

Resimac Group Limited, a non-bank financial institution, provides residential mortgage and asset finance lending solutions in Australia and New Zealand. The company operates in two segments, Australian Lending Business and New Zealand Lending Business. It offers prime and specialist lending products; SME/commercial finance products; and home and car loans. The company also provides mortgage originator, trustee, lender, and mortgage manager and broker services; consumer and commercial lending; and LMI captive insurer and record lending services. In addition, it acts as a trust manager and servicer; warehouse mortgages; and an issuer of residential mortgage-backed securities. Further, the company provides warehouse mortgages and managed investment trust services. Resimac Group Ltd offers its products and services through brokers and wholesale channel primarily under the Resimac, Resimac Asset Finance, and homeloans.com.au brands. The company was formerly known as Homeloans Limited and changed its name to Resimac Group Resimac Group Limited in December 2018. Resimac Group Limited was founded in 1985 and is based in Sydney, Australia.

Financial highlights

Market Capitalization$427.7278 million
P/E Ratio6.45
P/E Growth Ratio
Book Value1.034
Dividend Per Share0.08
Earnings Per Share0.16
EBITDA
Profit Margin0.3115
Operating Margin TTM0.4472
Return on Assets TTM0.0042
Return on Equity TTM0.1675
Revenue TTM213,296.992

Income statement highlights

All numbers are in thousands

Date Total Revenue Cost of Revenue Gross Profit Total Operating Expenses
1999-06-30
2000-06-30 49,901 22,097
2001-06-30 -922.537 10,998.952 5,201.164
2002-06-30 -5,019.012 34,012.457 27,499.249
2003-06-30 -8,625.911 36,806.234 32,072.945
2004-06-30 25,292.702 -1,829.308 33,229.417
2005-06-30 22,902 -665 33,575
2006-06-30 6,797 13,579 36,046
2007-06-30 30,576 85 40,482
2008-06-30 27,105 148 41,203
2009-06-30 22,950 8,405 33,189
2010-06-30 36,359 9,955 32,414
2011-06-30 34,557 11,350 34,839
2012-06-30 33,309 0 9,954 32,282
2013-06-30 33,224 0 12,351 35,871
2014-06-30 -20,596 0 52,884 34,011
2015-06-30 -33,004 32,953 56,138 38,487
2016-06-30 -5,169 185,618 40,082 40,270
2017-06-30 -163,117 227,384 267,900 95,969
2018-06-30 -222,530 289,250 345,836 96,762
2019-06-30 -328,607 -791,024 462,417 96,347
2020-06-30 181,056 -285,246 466,302 98,332
2021-06-30 242,334 259,560 242,334 43,485
2022-06-30 251,821 292,634 251,821 54,224
2023-06-30 194,875 713,679 194,875 64,853

Balance sheet highlights

All numbers are in thousands

Date Cash Total Assets Total Liabilities Short Term Debt Long Term Debt Common Stock
1999-06-30
2000-06-30 7,930 39,078.593 5,418.593 33,660
2001-06-30 2,785.192 46,912.117 11,956.117 1,417 33,008.852
2002-06-30 1,191.569 76,695.439 22,415.952 49,686.343
2003-06-30 672.227 56,896.806 25,757.849 1,698.008 7,951 48,624.215
2004-06-30 623.078 63,992.986 27,209.275 711.612 6,131 48,624.215
2005-06-30 1,468 64,304 26,636 554 4,137 48,624
2006-06-30 25,574 761,280 729,080 60,531 703,648 48,624
2007-06-30 31,893 939,434 862,766 399,205 437,961 98,194
2008-06-30 72,600 1,060,439 1,000,424 23,352 314,596 97,981
2009-06-30 73,851 791,347 726,257 696,453 168,519 97,337
2010-06-30 57,592 600,884 531,661 506,162 115,409 98,283
2011-06-30 20,960 448,055 409,588 383,184 73,635 64,481
2012-06-30 20,084 374,223 332,301 301,937 57,802 66,114
2013-06-30 17,175 304,433 261,675 195,525 30,868 66,131
2014-06-30 13,798 288,535 246,998 185,732 23,915 39,029
2015-06-30 12,316 295,687 252,296 189,957 4,587,482 39,184
2016-06-30 12,604 280,898 236,179 175,497 13,460 39,391
2017-06-30 187,109 6,934,772 6,793,564 1,379,908 5,328,847 113,221
2018-06-30 198,905 8,969,049 8,806,324 2,004,890 8,716,859 177,340
2019-06-30 224,790 10,716,457 10,520,333 2,403,643 10,450,621 180,548
2020-06-30 365,987 13,026,691 12,785,005 12,694,238 12,685,616 181,895
2021-06-30 619,809 14,645,166 14,217,670 14,183,133 10,486,282 181,675
2022-06-30 932,781 16,737,172 16,359,104 16,299,552 11,564,803 176,476
2023-06-30 1,085,417 14,942,038 14,504,761 14,487,289 9,912,683 173,531

Cash flow highlights

All numbers are in thousands

Date Net Income Total Cash Change in Cash Begin period cash End period cash Dividends
2001-06-30 1,947.148 -1,614.346 2,785.192
2002-06-30 4,670.938 399.792 -1,593.623 2,785.192 1,191.569 591.161
2003-06-30 -20,225.51 -1,226.841 1,191.569 -35.272 1,837.876
2004-06-30 1,064.961 1,999.994 658.35 -35.272 623.078 191.34
2005-06-30 1,388 4,167 845 623 1,468 504
2006-06-30 2,597 8,980 8,628 16,946 25,574 2,014
2007-06-30 2,390 9,090 6,319 25,574 31,893 2,773
2008-06-30 -12,511 2,237 40,707 31,893 72,600 2,851
2009-06-30 7,166 14,996 1,251 72,600 73,851 1,489
2010-06-30 12,253 3,071 -16,259 73,851 57,592 9,066
2011-06-30 9,162 4,152 -36,632 57,592 20,960 4,733
2012-06-30 8,110 6,549 -876 20,960 20,084 4,537
2013-06-30 7,736 3,464 -2,909 20,084 17,175 6,709
2014-06-30 6,205 6,020 -3,377 17,175 13,798 6,106
2015-06-30 5,608 3,902 -1,482 13,798 12,316 4,056
2016-06-30 5,253 5,870 288 12,316 12,604 4,227
2017-06-30 15,768 -1,206,478 25,615 161,494 187,109 5,118
2018-06-30 25,320 -1,944,587 11,796 187,109 198,905 3,961
2019-06-30 47,185 -1,688,418 25,885 198,905 224,790 4,387
2020-06-30 55,908 -3,483,869 141,197 224,790 365,987 9,949
2021-06-30 107,557 -1,447,461 253,822 365,987 619,809 16,169
2022-06-30 102,147 104,607 312,972 619,809 932,781 30,886
2023-06-30 66,446 2,017,368 152,636 932,781 1,085,417 32,173