Virgin Money UK PLC provides banking products and services for consumers, and small and medium sized businesses under the Clydesdale Bank, Yorkshire Bank, and Virgin Money brands in the United Kingdom. The company offers savings and current accounts, mortgages, credit cards, and home loans; business loans, overdraft facilities, treasury solutions, and corporate and structured finance; asset and invoice finance services; risk management; international trade services; and home, car, and life and critical illness insurance products. It also offers online and mobile banking, and telephone banking services. The company was formerly known as CYBG PLC and changed its name to Virgin Money UK PLC in October 2019. Virgin Money UK PLC was founded in 1838 and is headquartered in Glasgow, the United Kingdom.
| Market Capitalization | $4397.3016 million |
| P/E Ratio | 6.25 |
| P/E Growth Ratio | 0.0774 |
| Book Value | 4.121 |
| Dividend Per Share | 0.108 |
| Earnings Per Share | 0.65 |
| EBITDA | |
| Profit Margin | 0.2613 |
| Operating Margin TTM | 0.4531 |
| Return on Assets TTM | 0.0053 |
| Return on Equity TTM | 0.0856 |
| Revenue TTM | 1,611,000.064 |
All numbers are in thousands
| Date | Total Revenue | Cost of Revenue | Gross Profit | Total Operating Expenses |
|---|---|---|---|---|
| 2015-09-30 | ||||
| 2016-09-30 | 997,000 | 959,000 | 786,000 | |
| 2017-09-30 | 1,036,000 | 989,000 | 645,000 | |
| 2018-09-30 | 1,007,000 | 966,000 | 1,031,000 | |
| 2019-09-30 | 1,715,000 | 1,715,000 | 754,000 | |
| 2020-09-30 | 1,450,000 | 1,450,000 | 812,000 | |
| 2021-09-30 | 1,494,000 | 1,494,000 | 819,000 | |
| 2022-09-30 | 1,720,000 | 1,720,000 | 872,000 |
All numbers are in thousands
| Date | Cash | Total Assets | Total Liabilities | Short Term Debt | Long Term Debt | Common Stock |
|---|---|---|---|---|---|---|
| 2015-09-30 | 38,705,000 | 35,262,000 | 3,766,000 | 223,000 | ||
| 2016-09-30 | 7,066,000 | 39,929,000 | 36,718,000 | 232,000 | 4,501,000 | 88,000 |
| 2017-09-30 | 8,111,000 | 43,231,000 | 39,829,000 | 1,123,000 | 4,785,000 | 88,000 |
| 2018-09-30 | 7,409,000 | 43,456,000 | 40,270,000 | 990,000 | 4,973,000 | 89,000 |
| 2019-09-30 | 11,314,000 | 90,999,000 | 85,978,000 | 1,832,000 | 9,591,000 | 146,000 |
| 2020-09-30 | 10,034,000 | 90,259,000 | 85,327,000 | 8,758,000 | 147,000 | |
| 2021-09-30 | 10,511,000 | 89,100,000 | 83,627,000 | 7,678,000 | 144,000 | |
| 2022-09-30 | 12,877,000 | 91,907,000 | 15,739,000 | 8,509,000 | 141,000 |
All numbers are in thousands
| Date | Net Income | Total Cash | Change in Cash | Begin period cash | End period cash | Dividends |
|---|---|---|---|---|---|---|
| 2015-09-30 | -285,000 | 349,000 | 442,000 | |||
| 2016-09-30 | 77,000 | -359,000 | -387,000 | 5,950,000 | 35,000 | |
| 2017-09-30 | 146,000 | -1,231,000 | 1,002,000 | 5,950,000 | 6,952,000 | 29,000 |
| 2018-09-30 | -181,000 | -2,311,000 | -410,000 | 6,952,000 | 6,542,000 | 38,000 |
| 2019-09-30 | -232,000 | 724,000 | 3,577,000 | 6,542,000 | 10,119,000 | 45,000 |
| 2020-09-30 | -168,000 | 2,482,000 | -1,317,000 | 11,131,000 | 9,814,000 | 79,000 |
| 2021-09-30 | 417,000 | 597,000 | 439,000 | 9,814,000 | 10,253,000 | 79,000 |
| 2022-09-30 | 595,000 | 1,916,000 | 2,358,000 | 10,253,000 | 12,611,000 | 50,000 |